Privacy Policy

By using this site and all other sites under its management, you, herein known as "User," agree to all of the following, including our Terms and Conditions, Disclaimer and Return Policy. This agreement sets forth rights and obligations as a User of Provider's website and materials.

1. Personal Information Collection and Usage

The Provider collects information from the User when placing an order, subscribes to a newsletter, fills out a form, or enters information on the Provider's site. When ordering or registering on the Provider's site, as appropriate, the User may be asked to enter a username, email address, credit card information or other details to help the User improve their experience.

2. Use of Information

The Provider may use the information collected from the User when registering, making a purchase, signing up for a newsletter, responding to a survey or marketing communication, browsing a website, or when using certain other site features in the following ways:

• To personalize the experience and to allow the Provider to deliver the type of content and service offerings in which the User is most interested.
• To improve website(s) in order to better serve the User.
• To allow better service when responding to the User's customer service requests.
• To administer a contest, promotion, survey, or other site feature.
• To quickly process transactions.
• To send periodic emails regarding order(s), products and services.

3. Protection of Information

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make the User's visit(s) to the Provider's site(s) as safe as possible. The Provider uses regular malware scanning. The Provider may or may not use an SSL certificate because of third-party processors.

4. Cookie Usage

Cookies are small files that a site or its service provider transfers to the User's computer's hard drive through the web browser, if permitted, that enables the site's or service systems to recognize the User's browser and capture and remember certain information. The Provider also uses cookies to help compile aggregate data about site traffic and site interaction to offer better site experiences and tools in the future, such as:

• To help remember and process the items in the User's shopping cart
• To understand and save the User's preferences for future visits
• To keep track of advertisements
• To compile aggregate data about site traffic and site interactions

The User can choose to have their computer show a warning each time a cookie is being sent, or to turn off all cookies through their browser settings. If the User turns cookies off, some features will be disabled.

5. Disclosure of Information

The Provider does not sell, trade, or otherwise transfer to public parties the User's name or any online contact identifiers.

6. Third-Party Links

Occasionally, at the Provider's discretion, communications may include or offer third-party products or services. These third-party sites have separate and independent privacy policies.

7. Google's Advertising Policy

The Provider uses Google AdSense Advertising. Google's use of the DART cookie enables it to serve ads to users based on their visit to sites on the Internet. The Provider has implemented:

• Remarketing with Google AdSense
• Google Display Network Impression Reporting
• Demographics and Interests Reporting
• DoubleClick Platform Integration

8. Do Not Track Signals

The Provider honors Do Not Track (DNT) signals and does not track, plant cookies, or use advertising when a DNT mechanism is in place.

9. Behavioral Tracking

The Provider does not allow third-party behavioral tracking, except where used for advertising purposes.

10. Children Online Privacy Protection

The Provider does not specifically market to children under 18.

11. Fair Information Practices

The Provider will notify the User via email within 180 business days via in-site notification should a data breach occur.

12. CAN-SPAM Compliance

In accordance with CAN-SPAM rules the Provider always attempts to adhere to the following:

• To not use false, or misleading subjects or email addresses
• To identify the message as an advertisement
• To include the physical address of Provider's business
• To honor opt-out/unsubscribe requests quickly

13. Email Address Collection Purposes

Reasons to collect an email address include:

• To send information and respond to inquiries
• To process orders and send updates
• To market to a mailing list

14. European Union Rights

Access to Personal Data

Users may request a copy of their personal data within 30 days.

Data Correction

Users may request corrections to outdated information.

Right to Be Forgotten

Users may request account deletion.

Portability

Users may request data transfer to another party.

15. Biometric Data and Voice Data

Collection and Use

Provider collects biometric data and voice data including but not limited to: voice recordings from telephone calls, voice prints for AI cloning purposes (with consent), profile photographs, and video testimonials. This data may be used to:

• Record and monitor telephone calls for training, quality assurance, and compliance;
• Publish testimonials on Provider's website, social media, and marketing materials;
• Generate AI voice cloned testimonials with the client's written authorization;
• Create internal training materials for agents and support staff;
• Advertise and promote Provider's services.

Retention and Security

Biometric and voice data will be stored securely and retained for five (5) years from the date of collection, or as long as necessary for the stated purposes, whichever is longer. Provider complies with all applicable state biometric privacy laws, including the Illinois Biometric Information Privacy Act (BIPA), Texas Biometric Identifier Laws, Washington Biometric Identifiers statute (RCW 19.375), and any other applicable state laws.

Consent

By using Provider's telephone systems or submitting voice recordings, photographs, or video to Provider, User consents to the collection, storage, and use of biometric and voice data as described herein. For AI voice cloning of testimonials, separate written consent is obtained from the individual via email authorization.

16. Testimonials, Income Proof, and Success Documentation

Provider may request that successful clients and agents provide documentation of their results for use in marketing and advertising, including:

• Photographs or scans of commission checks, wire transfers, or payment confirmations;
• Screenshots of bank deposits (with sensitive details redacted by Provider before publication);
• Written reviews or testimonials;
• AI-generated audio testimonials based on approved written reviews;
• Before-and-after financial comparisons;
• Video testimonials.

Authorization is obtained via email. The client receives a proposed review or testimonial, and by responding with written approval, grants Provider a perpetual, royalty-free, worldwide license to use the materials for advertising, marketing, website content, social media, presentations, and promotional purposes. Clients may request removal of their materials at any time by emailing claim@usforeclosurerecovery.com, and Provider will remove the materials within thirty (30) business days.

17. Voice Recording, AI Voice Cloning, and Testimonial Consent

17.1 Call Recording

Provider records all telephone calls between Provider, User, and clients for quality assurance, training, compliance monitoring, and advertising purposes. By using Provider's telephone systems, including the shared 800 number and any numbers provisioned through Provider's platform, User and any parties on the call consent to recording.

Recorded calls may be used for:

• Internal training materials for Provider's agents and support team;
• Quality assurance reviews and compliance audits;
• Advertising, marketing, and promotional materials on Provider's websites and social media;
• Testimonials and case study content;
• Dispute resolution and documentation.

17.2 AI Voice Cloning for Testimonials

Provider may offer clients the option to authorize the use of their voice for AI-generated testimonials. The process works as follows:

• Provider drafts a written review or testimonial based on the client's experience;
• The client receives the written review via email for approval;
• By responding to the email with written authorization, the client grants Provider permission to use AI voice cloning technology to generate an audio version of the approved testimonial in the client's likeness;
• The client is not required to record any audio themselves;
• The AI-generated testimonial will be used only in the form approved by the client;
• Provider retains the right to use the AI-generated testimonial on Provider's websites, social media, marketing materials, and advertising campaigns indefinitely unless the client requests removal in writing.

Provider complies with all applicable state laws regarding AI-generated content, synthetic media, and voice likeness rights, including but not limited to the Illinois Biometric Information Privacy Act (BIPA), Texas Biometric Identifier Laws, California AB 602 (synthetic media), and any subsequent legislation enacted in other states.

17.3 Proof of Income and Success Documentation

Clients who successfully recover surplus funds may be asked to provide documentation of their success, including but not limited to:

• Photographs or scans of commission checks, wire transfers, or payment confirmations;
• Screenshots of bank deposits or account statements (with sensitive information redacted);
• Written statements describing their experience;
• Before-and-after financial comparisons;
• Video or audio testimonials.

By providing such documentation and granting written authorization via email, the client consents to Provider's use of these materials for advertising, marketing, testimonials, case studies, website content, social media, and promotional purposes. Provider will redact sensitive personal information (such as full account numbers or Social Security numbers) before publication. Provider retains the right to use authorized materials indefinitely unless the client requests removal in writing.

18. State-Specific Privacy Rights

18.1 California (CCPA/CPRA)

California residents have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

• Right to Know: You may request disclosure of the categories and specific pieces of personal information collected, sold, or disclosed about you in the prior 12 months;
• Right to Delete: You may request deletion of personal information, subject to certain exceptions (e.g., legal obligations, ongoing transactions);
• Right to Correct: You may request correction of inaccurate personal information;
• Right to Opt-Out of Sale/Sharing: You may opt out of the sale or sharing of your personal information. Note: We do not sell personal information;
• Right to Limit Sensitive Data Use: You may limit the use of sensitive personal information to what is necessary for services;
• Right to Non-Discrimination: You will not receive discriminatory treatment for exercising privacy rights.

To exercise these rights, contact us at claim@usforeclosurerecovery.com. We will verify your identity before processing any request. Requests will be fulfilled within 45 days.

18.2 Virginia (VCDPA)

Virginia residents have the right to access, correct, delete, and obtain a copy of personal data. You may also opt out of targeted advertising, sale of personal data, and profiling.

18.3 Colorado (CPA)

Colorado residents have rights to access, correct, delete, and port personal data. You may opt out of targeted advertising, sale of data, and profiling that produces legal or significant effects.

18.4 Connecticut (CTDPA)

Connecticut residents have rights to access, correct, delete, and obtain personal data. Opt-out rights apply to targeted advertising, sale of data, and profiling.

18.5 Texas (TDPSA)

Texas residents have the right to access, correct, delete, and port personal data. Texas law also governs biometric data collection, requiring informed consent before collecting biometric identifiers.

18.6 Oregon (OCPA)

Oregon residents have rights to access, correct, delete, and port personal data. Additional protections apply to children's data.

18.7 Montana (MCDPA)

Montana residents have rights to access, correct, delete, and port personal data, with opt-out rights for targeted advertising and data sales.

18.8 Other States

Privacy laws are evolving rapidly across the United States. Provider complies with all applicable state privacy laws in effect at the time of data processing, including any laws enacted after the effective date of this policy. If you reside in a state with specific privacy legislation, you may exercise your rights by contacting us at claim@usforeclosurerecovery.com.

19. Data Security Measures

Provider implements the following security measures to protect User and client data:

• SSL/TLS encryption for all data transmitted between browsers and our servers;
• Encrypted storage of sensitive personal information at rest;
• Role-based access controls limiting data access to authorized personnel only;
• Regular security audits and vulnerability assessments;
• Firewalls and intrusion detection systems;
• Automated monitoring for suspicious activity;
• Employee and contractor training on data protection best practices;
• Incident response procedures for data breaches.

While Provider uses commercially reasonable efforts to protect data, no method of electronic storage or transmission is 100% secure. Provider cannot guarantee absolute data security.

20. Data Retention

Provider retains personal information for the following periods:

• Account data: For the duration of the User's account plus seven (7) years after termination;
• Transaction records: Seven (7) years from the date of the transaction, as required by tax and financial regulations;
• Client recovery records: Seven (7) years from the date of the last action related to the recovery;
• Call recordings: Five (5) years from the date of recording, or as required by applicable law;
• Marketing data: Until User opts out or requests deletion;
• AI-generated testimonials: Indefinitely unless the authorizing party requests removal in writing;
• Cookies and analytics data: Up to twenty-four (24) months from the date of collection.

Upon expiration of the applicable retention period, data will be securely deleted or anonymized.

21. International Data Transfers

Provider operates primarily within the United States. If personal information is transferred outside the United States, Provider will ensure appropriate safeguards are in place in compliance with applicable data protection laws.

22. Analytics and Tracking Technologies

Provider uses the following analytics and tracking technologies:

• Umami Analytics: Self-hosted, privacy-focused web analytics that do not use cookies and do not collect personally identifiable information;
• Google Analytics: For website traffic analysis and audience insights. Google Analytics uses cookies and may collect IP addresses;
• Facebook Pixel: For advertising measurement and optimization on Meta platforms;
• Conversion tracking: To measure the effectiveness of advertising campaigns across platforms.

Users may opt out of tracking by enabling "Do Not Track" in their browser settings, using browser extensions that block tracking, or adjusting cookie preferences.

23. Third-Party Service Providers

Provider may share personal information with the following categories of third-party service providers, solely for the purpose of providing services to User:

• Payment processors (for transaction processing);
• Cloud hosting and storage providers;
• Email service providers;
• CRM and business management platforms;
• Communication platforms (phone, SMS, voicemail);
• Legal document preparation services;
• LLC formation and registered agent services;
• Press release distribution services.

Provider requires all third-party service providers to maintain appropriate data security measures and to use personal information only for the specific purpose for which it was shared.

24. Changes to This Privacy Policy

Provider reserves the right to modify this Privacy Policy at any time. Changes will be effective upon posting to the website. Provider will make reasonable efforts to notify Users of material changes via email or website notice. Continued use of Provider's services after changes are posted constitutes acceptance of the updated policy.

25. Contact and Requests

You must email claim@usforeclosurerecovery.com for any privacy-related request. Provider will respond within thirty (30) days. All written communications may also be sent via registered or certified USPS mail to the address below.

By using our Services, you acknowledge that you have read, understood, and agree to this Privacy Policy in its entirety, including all 25 sections contained herein.

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